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BCG Global Report 2023: Challenges For Fintech

The overall financial services industry is enormous and very profitable. Over the past decade, fintechs have attracted more than USD 500 billion in funding. Since 2019, they have received roughly 20% of global venture capital outlays, attracting large amounts of capital from generalists, technology private investors, and hedge funds. Still, more than half the world’s population remains unbanked or underbanked, says the latest BCG Global Fintech Report 2023.
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Top 2023 FinTech Trends For Modern Financial Services

FinTech, short for "financial technology", has become an essential part of today's financial infrastructure as the world undergoes a profound digital transformation. FinTech is no longer just about mobile banking apps or online payment gateways. It has grown into a broad field that affects almost every part of our financial lives. Understanding the technical aspects of FinTech is essential for financial managers to stay ahead in this competitive landscape.
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Saudi Arabia’s EV Industry Drives Economic Transformation

By getting into the electric car (EV) business, Saudi Arabia is now taking big steps toward diversifying its economy. India is now a big player in the race to build electric cars around the world after Lucid's first foreign EV factory opened there. There is a long-term goal for Saudi Arabia, and this move helps the country change and fits with that goal.
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Will AI Replace Human Customer Service Jobs?

One of the biggest opportunities and fastest adoption rates of artificial intelligence (AI) is in customer service. Until now, a substantial part of human interaction was inevitable.
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Switzerland: The Most Innovative Country In The World

The world’s most innovative economies in 2023 are Switzerland, Sweden, the United States, the United Kingdom, and Singapore. Except for this, the latest Global Innovation Index (GII) identified Tokyo-Yokohama, Shenzhen-Hong Kong-Guangzhou, and Seoul as top-ranking in the category Science and Technology Clusters.
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UK Tech Companies And Great Britain As New Technology Superpower

"Apart from the U.S., there is hardly any other country in the Western world that has more expertise and talent in artificial intelligence (AI)," says U.K. minister Rishi Sunak of his country. As far as AI rules go, the UK is said to be a sweet spot between draconian EU rules and lax U.S. behavior. Is there, say, a new tech superpower on the horizon?
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What Makes Open Banking API So Disruptive

Open Banking API has emerged as a disruptive force with implications for High Net Worth Individuals (HNWIs) and Ultra High Net Worth Individuals (UHNWIs). Open Banking API is not just another trend in fintech for a demographic that is obsessed with optimizing financial strategies and achieving superior asset management. Instead, the advent of Open Banking API represents a seismic shift that may have potential to redefine how wealth is managed, diversified, and grown.
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Elon Musk’s Brain Chip Company Launches Clinical Trial

Since 2016, Neuralink, the company owned by billionaire entrepreneur Elon Musk, has been developing brain implants that Musk hopes will become a cure for incurable diseases such as paralysis and blindness. Now the U.S. Food and Drug Administration (FDA) has allowed a clinical trial.
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