Millennials (born between the early 1980s and 1996), as well as Gen Z (born between 1997 and 2012), were raised in a time of unrelenting technical and social change. They find traditional institutions suspect. The tech bubble, the currency crisis, the Great Recession, COVID-19´s economic turmoil, the growing inequality between the uber-rich and everyone else, and concerns about social and environmental injustices are contributing to scepticism of the stock market’s ability to reliably provide amenable returns.