{"id":28361,"date":"2023-12-06T10:00:22","date_gmt":"2023-12-06T09:00:22","guid":{"rendered":"https:\/\/altoo.io\/?p=28361"},"modified":"2024-03-24T18:52:35","modified_gmt":"2024-03-24T17:52:35","slug":"gestion-de-patrimoine-pour-les-femmes","status":"publish","type":"post","link":"https:\/\/altoo.io\/fr\/wealth-management-for-women\/","title":{"rendered":"Gestion de Patrimoine pour les Femmes"},"content":{"rendered":"\t\t
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Despite systemic obstacles, women are a true financial force. For example, they control more than USD 10 trillion in U.S. household financial assets. By 2030, analysts expect that figure to triple. With that kind of economic power, women should be on top of their financial lives.<\/span><\/p>

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Different Thinking about Money<\/b><\/h4>

Women’s needs and obligations often differ from those of men. Women provide a disproportionate amount of care, and much of this labour is not only unpaid but may also lead to a reduction in income. They may put their careers on hold or reduce working hours to care for children and\/or ageing parents. Spending less time in the workforce can have far-reaching financial effects, preventing a smooth career trajectory.<\/span><\/p>

Thus, the ways women think about money are a bit different from those of men. According to Victoria Ross, a chartered financial planner at investment and asset management company Progeny, women’s approaches to investing tend to differ from those of men. \u201cI believe that objective and goal-based financial planning has more to offer women, as opposed to a focus that is purely on the accumulation of wealth,\u201d she explains to the Financial Times.<\/span><\/p>

Women generally have more debt, and they’re less likely to default, which leaves less money for them to invest. Women also tend to invest less and later in life than their male counterparts. There are more types of female clients. Some are busy businesswomen or entrepreneurs seeking to delegate, and some want guidance as they approach retirement. A group of women is either going through divorce or recently widowed and trying to make decisions that historically were made as a couple or left to their partner. What are the steps to build and preserve one\u00b4s own wealth?<\/span><\/p>

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01 Defining the Goals\u00a0<\/b><\/h5>

What does it mean to be financially comfortable? What is the primary goal, and what is the first milestone? The things to be considered are the personal and professional milestones that can be achieved in the short and long term. And even if it seems far away, it is good to think about what an ideal retirement will look like, whether it\u2019s travelling the world or moving close to the grandchildren.<\/span><\/p>

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02 Making the Strategy<\/b><\/h5>

To achieve goals, a saving and investment strategy is essential. Of course, it may change over time. Women typically invest a higher proportion of their earnings in their families and communities than men. But they need access to the full range of credit, banking, and financial services essential to developing their assets.<\/span><\/p>

There are many financial products on the market that enable women to build up their assets. Above all, it is important to look for an investment that is as flexible as possible. Thus, saving installments can be suspended, reduced, or increased, depending on the financial situation.<\/span><\/p>

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03 Involving the Family<\/b><\/h5>

According to Forbes, the primary focus of many women is ensuring their families are set up for future success. Legacy planning is often the most profound accomplishment of their lifetimes. If the circumstances allow, the family may be involved in the planning. This can include financial values and fears as well as possible expectations for retirement. It is also good to talk about money with kids and get them thinking about important concepts like credit, budgeting, and starting to save and invest early.<\/span><\/p>

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04 Avoiding negative Thinking<\/b><\/h5>

Financial independence and an economically carefree life do not mean becoming a millionaire. It means saving up a cushion with the funds that can be spared to maintain and, ideally, to improve the living standard.<\/span><\/p>

If you don’t manage to save the ideal amount, it doesn’t mean you should give up. It is more important to put money aside in the first place than to fulfil a quota. And of course, it is essential not to forget the main goal: to rise financially and professionally and to actively take care of it.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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